Financing with Our Dealership
Phillips Chevrolet of Lansing takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Should You Lease Your New Phillips Chevrolet of Lansing Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Phillips Chevrolet of Lansing can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions About Financing
How do I apply for financing?
Applying is easy. Complete our secure online finance application, and a member of our finance team will review your information and contact you to discuss your options.
Applying is easy. Complete our secure online finance application, and a member of our finance team will review your information and contact you to discuss your options.
Can I get approved with less-than-perfect credit?
Yes. We work with a network of lenders that offer financing solutions for a variety of credit situations. Our team will help identify financing options that fit your needs.
Yes. We work with a network of lenders that offer financing solutions for a variety of credit situations. Our team will help identify financing options that fit your needs.
What credit score do I need to finance a vehicle?
There is no single credit score requirement. Approval is based on several factors, including your credit history, income, current obligations, and lender guidelines.
There is no single credit score requirement. Approval is based on several factors, including your credit history, income, current obligations, and lender guidelines.
Should I buy or lease my next vehicle?
The best option depends on your driving habits and goals. Financing lets you build equity and eventually own your vehicle, while leasing often offers lower monthly payments and the chance to drive a newer vehicle every few years.
The best option depends on your driving habits and goals. Financing lets you build equity and eventually own your vehicle, while leasing often offers lower monthly payments and the chance to drive a newer vehicle every few years.
Can I finance a used vehicle?
Yes. We offer financing options on many pre-owned vehicles and can help you find a payment plan that works for your budget.
Yes. We offer financing options on many pre-owned vehicles and can help you find a payment plan that works for your budget.
Do I need a down payment?
Not always. While a down payment isn't required in every situation, it may reduce your monthly payment and improve financing terms.
Not always. While a down payment isn't required in every situation, it may reduce your monthly payment and improve financing terms.
Can I trade in my current vehicle?
Absolutely. We accept trade-ins and can apply your current vehicle's value toward your next purchase. Our team can provide a trade-in evaluation and explain how it may affect your financing options.
Absolutely. We accept trade-ins and can apply your current vehicle's value toward your next purchase. Our team can provide a trade-in evaluation and explain how it may affect your financing options.
How long does the financing process take?
Every situation is unique, but completing your finance application online before visiting the dealership can help speed up the process and reduce time spent at the dealership.
Every situation is unique, but completing your finance application online before visiting the dealership can help speed up the process and reduce time spent at the dealership.
Can I finance a vehicle as a first-time buyer?
Yes. We regularly help first-time buyers explore financing options and find a solution that fits their budget and lifestyle.
Yes. We regularly help first-time buyers explore financing options and find a solution that fits their budget and lifestyle.
What documents should I bring when financing a vehicle?
You may be asked to provide:
- A valid driver's license
- Proof of income
- Proof of residence
- Proof of insurance
- Information about your trade-in vehicle, if applicable
You may be asked to provide:
- A valid driver's license
- Proof of income
- Proof of residence
- Proof of insurance
- Information about your trade-in vehicle, if applicable
Can I apply for financing before visiting the dealership?
Yes. Completing your application online lets our finance team review your information and explore financing options before you arrive.
Yes. Completing your application online lets our finance team review your information and explore financing options before you arrive.
Will applying for financing affect my credit score?
Lenders may perform a credit inquiry as part of the financing process. Our finance specialists can explain the process and answer any of your questions.
Lenders may perform a credit inquiry as part of the financing process. Our finance specialists can explain the process and answer any of your questions.
Your privacy is important to us.
Phillips Chevrolet of Lansing takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
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Phillips Chevrolet of Lansing
17730 Torrence Avenue
Lansing, IL 60438
- Sales: (708) 782-6929
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